ESSAY OUT LINE WRITING IDEA

Mandatory Education for Insurance Producers

Many industries have set certain standards that their professionals must abide by. The financial and insurance industries are no different. These agents deal with large corporations, small corporations and individual families. They affect a lot of lives each year. The advice they give decision makers is crucial and plays a very important role in the overall decision an individual or corporation make. In order to keep up to speed with current trends and state regulations insurance and financial professionals must complete continuing education each and every year. Any agent holding an insurance license must complete their continuing education either online or in a classroom depending on what their state laws are. Insurance continuing education is meant to help agents but also help their clients. The major differences between the two are a final examination. Classroom courses typically do not require the agent to complete an exam.

Agents must be knowledgeable in every aspect of their profession. They must know all of the products available and abide by all state rules and regulations. Insurance education contributes to their overall success. Every state has different rules when completing their education requirements so make sure to contact your state’s department of insurance or an approved provider to find out exactly what you need to do and when you need to do it by. The most common requirements are 20-24 of continuing education credits every two years. They are typically due by the agent’s birth date.

There are many things to consider when choosing an online school. The first thing is to make sure they are an approved provider in your specific state. If they are not, your continuing education will not count. Then, make sure they offer the courses completely online. Many schools offer this service. Also, take into consideration the price and if there are any type of discounts offered. Finally, make sure the school reports to the state within a reasonable amount of time. Most schools report credit hours at least once a day. This will help ensure you stay compliant and do not incur any late fees or fines from the state.

Once you have chosen the school, ask them what classes you need to complete to meet all of your state’s requirements. There may be an ethics course required for example. If so, make sure to include those courses when you make your purchase. If not, feel free to complete which ever course interests you the most. Many choose a course that is most similar to what they do on a day to day basis. Others will choose a new subject they are interested in. This allows them to broaden their knowledge in something they may not know much about. Agents are able to sell different types of products and learn about new subject areas. It never hurts to learn about new products that may not have been available in the past. The more valuable you are to your clients, the better. Referrals are an agent’s best friend. Free leads that convert higher than others could really impact an agent’s overall success.…

What to Expect When You Enroll in a Graduate Program

With jobs becoming harder to find; school enrollments have increased. Individuals have decided to go back to school so they can add an advanced degree to their resume. Over the past few years online education has risen to a whole new level. Adults and young professionals alike are trying to sharpen their tool set and become more marketable to future employers. Many students have not been to school in a number of years. They may have completed their bachelor’s degree and started working full-time. It may have been over 20 years since they took a formal college course. This is not uncommon. Depending on what they have been doing, they may need a refresher course. One of the most common questions a returning non-traditional student has is “What does a graduate course entail?” They just do not know what to expect.

Graduate courses are no joke. There are a couple main skills one must have to be successful in a course. Time management is one of them. They have to know how to manage multiple tasks at the same time. They have to be able to set aside time each week to conduct research and write papers. This can sometimes be difficult when working full-time and spending time with family. Another skill is writing. Graduate programs consist of a lot of reading and writing assignments. Whether you are doing a Harvard case study or discussion board posting you will likely be writing in APA style formatting. Graduate programs are typically more researched based than taking exams and quizzes. The professors want you to be able to apply what you are learning in your day-to-day life.

When in a class, whether it’s online or in a classroom a student should expect term papers, quizzes, exams, case studies, and discussions. Papers are written in every graduate level class. They are typically on different industries or companies the class is focused on. They allow the students to do research, conduct a SWOT analysis, and make recommendations. Exams and quizzes are usually essay based. Students need to be able to retain the knowledge and apply it. Case studies are also very popular. It enables the students to work in teams and come up with solutions to help a company in a particular situation. Discussions are conducted either online or in a classroom and they allow students to communicate with each other and bounce ideas off each other.…

Making More Money With Online Degree Programs

Most people are aware of the huge impact that education can have on earning power. Studies have shown over and over that employees with higher levels of education make far more over the course of their lifetime than their degree less counterparts. While the incentives for continuing education are many, finding the time to actually pursue a degree and selecting the program that is right for you can seem impossible. With online degree guides, one can quickly parse all the avenues for continuing education that are available, and quickly find the program that fits both their budget and their schedule.

Understanding that four year colleges and traditional graduate programs are not the only way to increase your earning power will open you up to more opportunities that offer greater flexibility. Those who have already entered the workforce often find it difficult to take on in person classes at a local university or community college. For them, online classes, which may be taken at home at your own pace are the perfect alternative. After completion, students may receive a degree, a certificate, or college credits that may be transferred to the institution of their choice.

When looking for the right class for you, keep the career the you want in mind. For some, professional certification may be a requirement for employment. In these cases, make sure that any and all programs that you are considering offer the certificate that you will need, whether this means taking a certain number of course hours or passing a final test. In other lines of work, the specific degree is less important than the skills that you will learn in the class. Do not be afraid to contact any online schools that you are considering to discuss programs in more detail.

By starting an online degree program today, you can begin working toward the higher salary or promotion that you have been waiting for.…

How To Double The Amount You Charge For Every Copywriting Project You Take On

Are you a copywriter who wants to double your income?

And do you want to double your income without getting any new clients or doubling the hours you have to work?

It’s more than possible to double (or at least significantly boost) your income from your existing client base. Let me explain how.

It’s really quite simple. You expand the scope of every project that you take on. Let’s take an in-depth look at how to do that by looking at some common projects that you may be asked to take on.

Say for example that the client wants you to write a sales page for the launch of a new product. Ask to write the emails for the campaign as well. If you know about SEO then suggest that you write the PPC ads as well.

Let’s take another example. Let’s say that you are hired to write a direct mail sales letter. Then ask the client if you can write their web sales copy as well. Throw in an autoresponder email series as well and you’ve effectively doubled the fee without much additional work.

Think about it. All the research and background work is already done for you. Unlike a new project where you have to start from scratch researching your target market, the product etc. everything is done only once. This cuts down dramatically on the time that you’ll have to spend on these spin-off projects.

With each project that you take on, look for ways that you can expand on it with the writing and marketing skills that you have.

In order to make this strategy work, you can’t be a one trick pony. You need to be able to write a wide variety of content and you need to be able to do it well.

It would also be to your advantage to know a bit about Internet marketing best practices so that you can act as a trusted advisor to your client.

Smart, savvy copywriters know how to write emails, Pay per Click (PPC) Ads, landing pages, articles, press releases, ezine ads and more. They also know a bit about Internet marketing and know how to write content optimized for the search engines.

Another great way to add an additional income stream to your copywriting is to add social media marketing to your repertoire. More and more companies are eager to establish a strong social media presence and if you can provide this service to your client, so much the better.

All of these additional writing tasks require a small investment of time and a slight learning curve. You could easily add a new skill or two each month until you have a nice, diverse portfolio of skills. And these skills will easily and effortlessly translate into a much larger income at the end of the month.…

Law Enforcement Training – Train to Serve Your City the Right Way

Do you ever wonder what a Law Enforcement Training is all about? If you do, then you do not need look any further. Here’s a detailed insight into the realm of law enforcement training and what it entails

What you gain?

Law Enforcement Training will get you well acquainted with the regulations, laws, acts and other various codes of ethics practiced at the local, state and the federal level. In addition, it will also inform you about the structure of the law enforcement organization as well as their basic standard procedures. Some of the common skills developed during this form of training include investigating criminal procedures, interrogating suspects and analyzing crime scenes. In most programs, you are bound to study at least a few of these courses:

Introduction to Criminal Justice

Criminal Procedures and Evidence

Introduction to Law Enforcement

Ethics in Law Enforcement

Victimology

Criminal Investigation

Correctional Treatment Strategies

If you wish to have a progressive career in this field, i.e. if you plan on becoming a police officer, a private investigator or even a correctional officer, then you must opt for an associate’s degree. This usually takes around two years to complete or sometimes even less. An associate’s degree in law enforcement training provides you with an overview of how the entire criminal justice system operates. This usually focuses on teaching three main areas – the cops, courts and corrections. Having significant insight within these three areas equips and prepares you for an entry level job.

Further studies

You should not stop at an associate’s degree. You can progress your career in the same field by getting a bachelor’s degree as well.

A bachelor’s degree offers you an interdisciplinary study of crime and justice in the society. This allows students to prepare for platforms of leadership and responsibility within the criminal justice community and other related professions. Some of the core courses taught during this level include psychology, juvenile justice and families in crisis codes, traffic codes and first responder reactions.

Getting a bachelor’s degree qualifies you for positions like FBI or DEA agent, a narcotics officer, immigrations officer and even a harbor patrol officer.

In general, it covers two main aspects – theoretical and physical. While the theoretical aspect confines you to classroom training, the physical aspect helps in increasing your physical aptitude and teaches you how to operate different arms and ammunitions and how to deal in a situation of crisis.

Thus, Law Enforcement Training is simply a means to equip you for a career that is aimed towards serving the country and the local public in every way possible.…

Considering a Real Estate Appraiser Career For You?

Considering a career as a real estate appraiser? It’s a career choice that offers the opportunity to work outside a typical office environment, the chance to meet different kinds of people and with experience, the choice to start your own consulting business. Here are some tips to consider if you’re ready to take on this exciting, career challenge:

Satisfy your state’s real estate appraisal education requirements.

First things first – you must fulfill your state’s educational requirements before launching your career and obtaining your trainee license. You can take your course in a classroom setting. However, many choose to pursue their real estate appraisal training in an online learning environment. Benefits of this choice can include setting your own study schedule, learning from home and progressing at your own pace. Whether you choose an online or classroom setting, your learning objectives should include land taxation, government regulations, zoning laws and the business aspect of the job, which involves current market trends.

Pass your state exam and obtain field experience. On-the-job training will allow you to implement what you learned during your real estate appraisal courses. On the job training would put you under an experienced real estate appraiser. Basically, you will act as an assistant to your mentor and examine how things are done. It is also the best way to start building networks among prominent people on the job; you never know when a good connection may come in handy. It is not impossible to make valuable contacts when conducting or assisting with an appraisal or even just attending business meetings with your mentor. Make sure to make yourself known to them, you wouldn’t want to pass up an opportunity.

Consider all the opportunities an appraiser career offers. Aside from mentorship with a real estate appraiser, how about working for a bank? It’s an ideal move for someone who wants to specialize in land value and equities. Another is taking apprenticeship with the government, particularly in the department that handles taxation problems and revenues because this is very much in sync with the job. Lastly, after acquiring enough experience, why not launch your business? You could work independently and develop a network of clients and businesses you perform appraisals for, or you can hire other appraisers and serve as a mentor to new, budding appraisers.

An appraisal may be the rewarding career opportunity you’ve been seeking. If anything, it’s definitely worth investigating, especially in an economy that is positively progressing in the right direction.

If you are currently working full-time and/or juggling other personal and family responsibilities, don’t be dismayed – an appraisal career is still possible! Consider the convenience an online real estate school can offer with schedule flexibility and the ability to learn from home on your own schedule. Saving money on gas and child care are also major benefits.

Conduct your own research and learn more about this career field. It might be the best move you ever make for your career, future and family.…

8a Certification Checklist – Am I Ready to Apply to the SBA?

There are many components to the 8a Certification process that determine whether a firm is ready to apply. The following is a list of items that help demonstrate to the SBA that the firm is ready to begin doing work for the Federal Government and will be able to successfully complete contracts that it is awarded.

The Basics:

1. You must be a US Citizen to apply to be part of the 8a program.

2. You must be socially disadvantaged belonging to three different classes of people.

a. A minority as designated by the SBA

b. 30% service disabled veteran

c. White Female, although no presumption of social disadvantage is presumed

3. You must possess all certification necessary to perform the work your firm will provide the federal government.

4. Your firm should take on its final entity type, for example converting from a sole proprietorship to a corporation.

5. All tax returns should be current, and the owner and firm should not be delinquent of any tax liability.

6. All SBA loans should be current.

7. The firm must have at least three customers with none of the customers accounting for greater than 70% of the firms revenue.

8. Your firm must be CRR Registered as well as registered with Dun and Bradstreet.

More Advanced:

1. Ideally the firm has been in business for the past two years. This should be evidenced by the firm’s tax returns.

2. The owner of the firm should have a high degree of competency as demonstrated by degrees and past management experience. A well developed resume should accompany any 8a application

3. Ideally the firm has successfully performed work on governmental contracts. This is especially important if the firm’s length in time in business is under two years.

4. The business owner should be able to demonstrate active participation in the socially disadvantaged group in which he or she is a member. Have letters of reference ready.

5. The business owner should have well documented instances of discrimination which are inhibiting his or her firm from growing as quickly as it could without the presence of discrimination.

6. Financial statements for the firm should be as close to current as possible for the date of the application.

7. The firm should have access to adequate capital in order to perform government contracts.

8. All bonding and insurance necessary to perform government contracts in the firms primary NAICS code should be in place.

9. The firm’s revenue is ideally greater than $250,000 for the past year. If the revenue for the firm was less than $250,000 than an ideal applicant will complete the following steps to augment their application.

a. Have a well constructed business plan for the 8a applicant firm

b. The business owner will have taken classes that are designed to teach the owner how to successfully bid on government contracts.

Getting SBA 8a Certified is a challenging process. Following the above checklist will insure that your firm will have all of the pieces in place before your application is submitted to the SBA.…